IBPS had conducted the PO/MT Exam in September 2011 and November 2011 (Supplementary) is which 10 lakh students appeared for the Exam.In this post we are publishing the IBPS PO Question Paper 2011 (General Awareness Section). Candidates appearing for the Upcoming IBPS Exams in 2012 and 2013 must go through the IBPS General Awareness Questions given below.These questions will give you an idea about what Questions are likely to figure out in IBPS Exams
2012. Here are the 50 Question of General Awareness Section of IBPS PO Question Paper.
1). Which of the following countries recently conferred its Highest State Honour on Late Mrs. Indira Gandhi for her contribution to its "Liberation War" ?
(1) South Sudan
(2) Bangladesh
(3) Bhutan
(4) Slovakia
(5) Croatia
2). Which of the following statements in true ?
(1) Banks cannot accept and demand time deposits from public
(2) Banks can only accept demand deposits from public.
(3) Banks can only accept time deposits from public.
(4) Banks can accept both time and demand deposits from public.
(5) Banks can accept demand and time deposits from Government.
3). Interest Payable on savings bank account is
(1) Not regulated by RBI
(2) Regulated by State Governments.
(3) Regulated by Central Government
(4) Regulated by RBI
(5) Regulated by Finance Minister.
4). Which among the following is the correct statement ?
(1) State Bank of India is the sole authority to issue and manage currency in India.
(2) A Nationalised Bank in the sole authority to issue and manage currency in India
(3) A Cooperative bank is the sole authority to issue and manage currency in India.
(4) RBI is the sole authority to issue and manage currency in India.
(5) None of the above.
5). The Home Minister of India was recently on a visit to Bangladesh where both the countries signed a Coordinated Border Management Plan
(A) The plan will help in resolving the long pending border dispute with the two countries.
(B) The head count of people living in enclaves on the border will be completed with in next six month's time (C) India will assure that no BSF Jawan will open fire on the people crossing the borders unless there is attack on them.
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) All (A), (B) and (C)
(5) Both (A) and (C)
6. The Government of India has recently decided to raise the price of oil products like diesel, petrol and cooking gas .However, some taxes on these products were reduced or scrapped all together.What were these taxes that were reduced or scrapped ?
(A) Customs Duty
(B) VAT
(C) Excise Duty
(1) Only (A)
(2) Both (A) and (B)
(3) Both (A) and (C)
(4) Both (B) and (C)
(5) All (A), (B) and (C)
7). The President of India was recently on a visit to South Korea and Mongolia. During her visit some agreements were signed by both the countries.Which of the following was a common area on which India signed agreements with both Korea and Mongolia ?
(1) Peaceful use of Nuclear Energy.
(2) Export edible oil to South Korea and Mongolia
(3) Providing technical help to become self sufficient in production of feed grains
(4) Willingness of both the countries to support India's bid to have permanent seat in UN Security Council (5)To Hold Olympic games in 2022, in New Delhi jointly with South Korea and Mongolia.
8). Iran recently threatened that it will stop supply of oil to India, if the Payment issued is not sorted out quickly? What is the problem in payment to Iran ?
(A) The Oil supplied by Iran is of Sub-Standard quality.Hence India suspended the supply and stopped the payment.
(B) Indian Banks have stopped the transfer of money to Iran as UN has imposed sanctions on Iran.
(C) India is bound to purchase oil only from the OPEC members. Iran has abandoned the membership of OPEC, which has created a problem in
payments.
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) All (A), (B) and (C)
(5) None of the above
9). Accounts are allowed to be operated by Cheques in respect of
(1) Both Saving bank accounts and Fixed deposit accounts.
(2) Saving bank accounts and current bank accounts.
(3) Both savings bank accounts and loan accounts
(4) Both savings bank accounts and cash accounts
(5) Both Current accounts and Fixed deposit accounts.
10). Yingluck Shinawatra has won recently elections to become the first woman Prime Minister of
(1) Myanmar
(2) South Korea
(3) North Korea
(4) Thailand
(5) China
11). Which of the following is the correct statement ?
(1) Normally no interest is paid on Current Deposit Accounts
(2) Interest is paid on the current accounts on the same rate as term deposit accounts.
(3) The rate of Interest on the current account and deposit account is the same.
(4) No Interest is paid on any deposit is the bank.
(5) Saving deposits are same as the current deposits.
12). The Lokayukta of which of the following states had submitted a report on illegal mining of Iron ore in the state.
1) Andhra Pradesh
(2) Tamil Nadu
(3) Karnataka
(4) Orissa
(5) None of these
13). The Usual deposit accounts of banks are:
(1) Current accounts, Electricity accounts and Insurance Premium accounts
(2) Current accounts, Post Office savings bank accounts and term deposit accounts
(3) Loan accounts,Savings banks accounts and term deposit accounts
(4) Current accounts,Savings banks accounts and term deposit accounts
(5) Current bill accounts and term deposit accounts
14). Fixed Deposits and recurring deposits are
(1) Repayable after an agreed period.
(2) Repayable on demand
(3) Not Repayable
(4) Repayable after the death of depositors
(5)Repayable on demand or after an agreed period as per bank's choice.
15). Almost all the major economies of the world have reacted sharply on the issue of USA's ceiling limit on its debt.Why was the issue so important for other nations, which otherwise was an internal matter of USA ?
(A) The Senate's decision on the issue might have caused the US Dollar to weaken further or get strengthened in international markets.
(B) Weakling of Dollar might have pushed up Euro and other major currencies up and some European countries which were already in trouble would have faced a new crises.
(C) Debit Limit was directly related to Liquidity position of banks in USA.
(1) Only (A)
(2) Only (B)
(3) Only (A) and (B) both
(4) Only (B) and (C) both
(5) All (A), (B) and (C)
16). Which of the following is not a millennium goal set by the UNO ?
(1) Eradicate extreme poverty and hunger
(2) Reduce Child Mortality
(3) Ensure Environmental Sustainability
(4) Combat terrorism and bring people in main stream of society
(5) Achieve universal primary education.
17). Financial Inclusion means provision of
(1) Financial services namely, Payment remittances, savings, loan and insurance at affordable cost to persons not yet given the same.
(2) Ration at affordable cost to persons not yet given the same.
(3) House at affordable cost to persons not yet given the same.
(4) Food at affordable cost to persons not yet given the same.
(5) Education at affordable cost to persons not yet given the same.
18). Which of the following statements containing the results of the India's recent census is not correct ?
(1) Kerala has about 94 % Literacy, the highest in India
(2) The sex ratio in India is 940.
(3) Male Literacy is lower than female literacy is the seven most developed states
(4) Uttar Pradesh is the most populous state in India.
(5) The population of India has increased by 181million during the Decade 2011-2011
19). Which of the following is said to be cross selling by banks ?
(A) Sale of debit card to a credit card holder.
(B) Sale of Insurance Policy to a depositor
(C) Issuance of Cash against cheque presented by a third party
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) Both (A) and (C)
(5) All (A), (B) and (C)
20). Angela Merkel was recently in India to receive Jawahar Lal Nehru Award for International Understanding for the year 2009. Which has been her contribution in the international politics which made her the best choice for the award.
(A) She played a major role in restarting negotiations between Russia and USA on "STAR"
(B) She initiated health care reforms in Germany and solved problems related to 'future energy development' (C) She payed a crucial role in negotiation of the 'Treaty of Lisbon' and 'Berlin Declaration
(1) Only (B) and (C)
(2) Only (A) and (B)
(3) Only (C)
(4) Only (A) and (C)
(5) None of these.
21). Japan won the women's football cup 2011 by defeating
(1) England
(2) Germany
(3) Argentina
(4) USA
(5) China
22). Which of the following state's become the first state in the country to Launch RBI's e-payment system for commercial tax payers.
(1) Andhra Pradesh
(2) Kerala
(3) Gujarat
(4) Maharashtra
(5) Karnataka
23). When a bank returns a cheque unpaid it is called
(1) Payment of the cheque
(2) Drawing of the cheque
(3) Cancelling of the cheque
(4) Dishonour of the cheque
(5) Taking of the cheque
24). Mortgage is a
(1) Security on movable property for a loan given by a bank
(2) Security on immovable property for a loan given by a bank
(3) Concession on immovable property for a loan given by a bank
(4) Facility on immovable property for a loan given by a bank
(5) Security on immovable property for a deposit received by the bank.
25). The world's highest rail bridge is being constructed in the state of Jammu and Kashmir will be on which of the following rivers.
(1) Jhelum
(2) Chenab
(3) Indus
(4) Ravi
(5) None of these
26). Which of the following films was not directed by Director Mani Kaul who died recently
(1) 3 Idiots
(2) Ghashiram Kotwal
(3) Uski Roti
(4) Duvidha
(5)Ashad ka Ek Din
27). The President of which of the following countries is accused of violation of "Wars Powers Act" of his country when he decided to attack Libya with other NATO countries in June 2011 ?
(1) USA
(2) France
(3) Germany
(4) Spain
(5) Italy
28). Which of the following schemes is launched by the government of India to provide an identity to all its resident citizens and also in identifying people who are poorest , often the last to stand up to ask for their share in government schemes and lack identity?
(1) Public Provident fund Scheme.
(2) Indira Gandhi Old Age Pension scheme.
(3) Social Security Scheme for Gramin Dak Sevaks
(4) M.G National Rural Employment Guarantee Act
(5) Aadhar card scheme
29). Which of the following types of accounts are known as Demat Accounts
(1) Accounts which are zero balance accounts
(2) Accounts which are open to facilitate repayment of a loan taken from the bank.No other business can be conducted from there
(3) Accounts in which shares of various companies are traded in electronic form
(4) Accounts which are operated through Internet Banking Facility
(5) None of these
30). Who among the following won the Wimbledon Men's Finals 2011 which was also his first Wimbledon title ?
(1) Rafeal Nadal
(2) Novak Djokovic
(3) Robert Bruce
(4) Lleyton Hewitt
(5) None of these
31).Who is the Chairman of the Committee constituted by RBI to study the issues and concerns of the Micro Finance Institutions (MFI) Sector
(1) Y.H. Malegam
(2) Dr. K.C Chakraborty
(3) C. Rangarajan
(4) M. Damodran
(5) Ms. Usha Thorat
32). Upper limit prescribed for RTGS Transaction is
(1) Rs 1 Lac
(2) Rs 2 Lac
(3) Rs 5 Lacs
(4) Rs 50 Lacs
(5) No upper limit is prescribed
33). Distribution of Insurance products and insurance policies by banks as corporate agents is known as
(1) General Insurance
(2) Non-Life Insurance
(3) Banacassurance
(4) Insurance Banking
(5) Deposit Insurance
34). In order to attract more foreign exchange, the government of India decided to allow foreign investment in LLP firms.What is the full form of LPP ?
(1) Local Labour Promotion
(2) Low Labour Projects
(3) Limited Loan Partnership
(4) Longer liability Partnership
(5) Limited Liability Partnership
35). NEFT means
(1) National Electronic Funds Transfer System
(2) Negotiated Efficient Funds Transfer System
(3) National Efficient Funds Transfer System
(4) Non Effective Funds Transfer system
(5) Negotiated Electronic Foreign Transfer System
36). Who among the following has been elected as a director on Board of Bank of America- the first Non-American on the board of one of the largest financial institutions in the world
(1) Azim H.Prem ji
(2) Ratan Tata
(3) Mukesh Ambani
(4) C.V.Kamath
(5) Chanda Kochar
37). When the rate of Inflation increases
(1) Purchasing power of money increases
(2) Purchasing power of money decreases
(3) Value of money increases
(4) Purchasing power of money remains unaffected
(5)Amount of money in circulation decreases
38). POSCO is in the process of establishing its plants in India.What does the letter 'P' denote in the name POSCO ?
(1) Popular
(2) Pallin
(3) Pohang
(4) Paradeep
(5) Petersburg
39). Who amongst the following as become the Chief Minister of a state in India third time consecutively ?
(1) Tarun Gagoi
(2) Nitish Kumar
(3) J.Jayalalitha
(4) Mamta Banerjee
(5) None of these
40). Who among the following is the winner of the Man Booker International Prize-2011 ?
(1) Andea Levy
(2) Nicola Barker
(3) Tom Mc Carthy
(4) Linda Grant
(5) Philip Roth
41). Interest on savings bank accounts in now calculated by banks on
(1) Minimum balance during the month
(2) Minimum balance from 7th to last day of the month
(3) Minimum balance from 10th to last day of the month
(4) Maximum balance during the month
(5) Daily Product basis
42). The Third International Conference of the Trade Unions was organized in June 2011 in
(1) Vienna
(2) Moscow
(3) London
(4) Paris
(5) Berlin
43). A Centralized database with online connectivity to branches, Internet as well as ATM network which has been adopted by almost all the major banks of our country is known as
(1) Investment Banking
(2) Core Banking
(3) Mobile Banking
(4) National Banking
(5) Specialized Banking
44). The Government of India recently decided to lift four years old ban on export of wheat.What was the reason for the same ?
(A) India has a bumper crop of wheat in the last two years.Hence it has excess stock of wheat
(B) As per the Food Security Act, India is bound to provide 10 million tonnes of wheat to world Food Grain Stock every year.India defaulted last year .This year it does not want to be one
(C) As advised by the Supreme Court of India, the money received from export should be used to pay subsidy to the farmers.
(1) Only (B)
(2) Only (A)
(3) Only (C)
(4) Both (A) and (B)
(5) All (A), (B) and (C)
45). Which of the following is not considered a money market instrument ?
(1) Treasury Bills
(2) Repurchase Agreement
(3) Commercial Paper
(4) Certificate of Deposit
(5) Shares and Bonds
46). With a view to facilitate the Payment of Balance in the deposit account to the person named by the depositor without any hassles in the event of the account holder, the following facility was introduced by the bank accounts in our country
(1) Will
(2) Registration
(3) Nomination
(4) Indemnity
(5) Guarantee
47). The Government of which of the following states has agreed to give captive mines of iron ores to all the companies who are willing to establish plants there ?
(1) West Bengal
(2) Orissa
(3) Jharkhand
(4) Bihar
(5) Karnataka
48). 'Gorkhaland Council' which was recently in news is a body to set up for administration of which of the following districts ?
(1) Siliguri
(2) Bagdogra
(3) Malda
(4) Darjeeling
(5) Gangtok
49). Banks in our country normally publicise that additional interest rate is allowed on retail domestic term deposits of
(1) Minors
(2) Married Women
(3) Senior Citizens
(4) Government Employees
(5) Rural Residents
50) Largest Shareholder (In percentage Shareholding) of Nationalised bank is
(1) RBI
(2) NABARD
(3) LICI
(4) Government of India
(5) IBA
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